Early on I decided that Wet Paint should offer health insurance benefits to our employees. I concluded that our artist employees did not necessarily put insurance high on their priority lists. Recently I have been reading biographies of Abstract Expressionist artists such as Pollock, de Kooning, Joan Mitchell and Rothko who all seemed to have total disregard for living healthy lives and anything as mundane as insurance.
As of January 1, 2014, everyone, artists included, will need to have healthcare insurance. The Affordable Care Act has added a number of players into the world of paying for healthcare that is complicated enough to try to figure out without the Federal and State governments being directly involved. Everyone from the evening news to insurance brokers, business associations, payroll services, and accountants want to tell you what you need to do. Most of what they have to say is a lot of administrative goop in a language foreign to most average citizens let alone artists.
There is a bright light to help artists out.
Springboard for the Arts, a non-profit organization, provides professional services and resources for artists. They have two programs for artists to navigate health care, health insurance and the Affordable Care Act.
Firstly, they have written the most comprehensive, readable booklet on insurance and healthcare options I have ever read. They are available online with practical information on actual services available in Minnesota, Iowa, the Dakotas and Wisconsin. Here is a link to these documents http://springboardforthearts.org/health/guides-to-healthcare/.
Secondly, they are hosting a free Artists’ Health Fair on Saturday, October 10, at Open Book in Minneapolis. This is a great opportunity for artists of all forms and their families to gain an understanding and make considered decisions about their insurance and healthcare. You can RSVP for this event at http://springboardforthearts.org/health/health-fair/.
Take care of this business so you can get back to making art.